Standard Chartered Capital Limited

This is a legally binding agreement between you and Standard Chartered Capital Ltd. (hereinafter referred to as “the Company”) establishing the terms and conditions on which this site may be used. If you do not accept these terms and conditions, please do not access this site.

The terms and conditions are governed by the laws of India and you agree that any dispute shall be subject to the non-exclusive jurisdiction of the courts of India. The distribution of material contained in this site may be restricted in certain jurisdictions by law. It is your responsibility to find out what those restrictions are and to observe them.

Terms and conditions

This is a legally binding agreement between you and Standard Chartered Capital Ltd. (hereinafter referred to as "the Company") establishing the terms and conditions on which this site may be used. If you do not accept these terms and conditions, please do not access this site.

Jurisdiction and Restrictions

The terms and conditions are governed by the laws of India and you agree that any dispute shall be subject to the non-exclusive jurisdiction of the courts of India. The distribution of material contained in this site may be restricted in certain jurisdictions by law. It is your responsibility to find out what those restrictions are and to observe them.

No Warranties

The information and material contained in this site is provided for general information and indication purposes only and is subject to change without notice. The Company makes no representation and does not warrant the accuracy, adequacy or completeness of any such information or material and you should not rely on it as accurate, adequate or complete. The Company expressly disclaims liability for errors or omissions in such information and material. The Company gives no warranty of any kind, whether implied, express or statutory, including without limitation as to merchantability, fitness for a particular purpose, title, non-infringement of third party rights or freedom from computer virus, in respect of such information and material. Some information contained in this site has been provided by or taken from third party sources. The Company has not verified and does not warrant or represent that such information is accurate, complete or fair.

Limitation of Liability

To the fullest extent permitted by law, the Company excludes itself from any liability for any direct, indirect, consequential, special or incidental damage, loss or expense, whether caused by negligence or otherwise, which has arisen directly or indirectly from your use of or reliance on any information or material contained in any site owned and/or operated by any third party accessed using a reference from this site whether by hypertext link, book mark recommendation or otherwise, in all the above cases whether or not the Company has been notified of the possibility of such damage, loss or expense. The inclusion of hypertext links does not imply any endorsement of any material on linked sites nor does the Company vouch for accuracy of contents and opinions expressed therein. The Company neither assumes nor accepts liability for any loss or damage (whether direct or indirect), howsoever caused, resulting from any computer viruses, Trojan horses, worms, software bombs or similar items or processes arising from your use of software downloaded from this site, in each case where such event arose out of circumstances beyond the Company's reasonable control.

Products and Services

The information and material contained in this site should not be regarded as an offer or solicitation to buy or sell of any product. Use of the products or services described in this site may not be permitted in some countries and, if in doubt, you should check with your local regulator or authority before requesting further information. This site does not constitute an offer on the part of the Company to provide any of the products or services described herein to persons or entities resident in any country where such offer is not authorized for distribution in such country or where local laws or regulations in such country do not permit the use of such products or services. Products and services are available at the discretion of the Company or its relevant Group Company or associate, subject to the individual terms and conditions on which they are offered, and such products and services may be withdrawn or amended at any time without notice.

Indemnity

You hereby agree fully and effectively to indemnify and to keep indemnified the Company fully and effectively against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred by the Company arising from or which is directly or indirectly related to:

  • Your access to and / or use of this site except where you have fully complied with any guidelines, procedures or instructions relating to the proper use of this site from time to time notified to you by the Company whether on this site or otherwise and have exercised reasonable care in using this site; or
  • Any breach or non-observance by you of any of these terms and conditions.

Modification

The Company reserves the right in its discretion to change any information or material contained in this site and the terms and conditions on which this site may be used.

Contents

All contents of this site shall not be copied, downloaded, distributed or published in any way without the prior written consent of the Company.

Data Protection

Data Protection relates solely to personal information. In line with the Information Technology Act 2000, Standard Chartered Capital Ltd. (hereinafter referred to as "the Company") takes the necessary security measures to safeguard any personal data that may be provided by you on the site.

Privacy Policy

Any personal information provided by you to the Company through this website will be used for the purpose of providing and operating the products and services you have requested at this website and for other related purposes which may include updating and enhancing the Company's records, understanding your financial needs, conducting credit checks, reviewing credit worthiness and assisting other financial institutions to conduct credit checks, advising you of other products and services which may be of interest to you, for crime/fraud prevention and debt collection purposes, for purposes required by law or regulation, and to plan, conduct and monitor the Company's business.

The information collected from you by the Company will be valuable in improving the design and marketing of our range of services and related products. Other than to those individuals and entities listed below your details will not be revealed by the Company to any external body, unless the Company has your permission, or is under either a legal obligation or any other duty to do so. For the purposes detailed above, your information may be disclosed to:

  • Other Branches of the Company;
  • Any regulatory, supervisory, governmental or quasi-governmental authority with jurisdiction over the Company;
  • Any agent, contractor or third party service provider, professional adviser or any other person under a duty of confidentiality to the Company;
  • Credit reference agencies and, in the event of default, debt collection agencies;
  • Any actual or potential participant or sub-participant in, assignee, novatee or transferee of, any of the Company's rights and/or obligations in relation to you;
  • Any financial institution with which the Company has or proposes to have dealings.

The above disclosures may require the transfer of your information to parties located in countries that do not offer the same level of data protection as your home country. However, the Company will ensure that parties to whom your details are transferred treat your information securely and confidentially. The Company also pledges its intention fully to meet any internationally recognised standards of personal data privacy protection and to comply with applicable data protection and privacy laws. We may transfer your information if it is necessary to perform our contract with you and by providing details to the Company via this website, you are deemed to consent to any other transfers.

Information held about you is retained as long as the purpose for which the information was collected continues. The information is then destroyed unless its retention is required to satisfy legal, regulatory or accounting requirements or to protect the Company's interests. As a general rule, the maximum retention period is 9 years. It is your responsibility to maintain the secrecy of any user ID and login password you hold.

Cookies

In order to improve our Internet service to you, we will occasionally use a "cookie" and/or other similar files or programs which may place certain information on your computer's hard drive when you visit the Company's website. A cookie is a small amount of data that our web server sends to your web browser when you visit certain parts of our site.

We may use cookies to:

  • Allow us to recognise the computer (PC) you are using when you return to our website so that we can understand your interest in our website and tailor its content and advertisements to match your interests (This type of cookie may be stored permanently on your PC but does not contain any information that can identify you personally.);
  • Identify you after you have logged in by storing a temporary reference number in the cookie so that our web server can conduct a dialogue with you while simultaneously dealing with other website users. (Your browser keeps this type of cookie until you log off or close down your browser when these types of cookie are normally deleted. No other information is stored in this type of cookie.);
  • Allow you to carry information across pages of our site and avoid having to re-enter that information;
  • Allow you access to stored information if you register for any of our on-line services;
  • Enable us to produce statistical information (anonymous) which helps us to improve the structure and content of our web site;
  • Enable us to evaluate the effectiveness of our advertising and promotions.

Cookies do not enable us to gather personal information about you unless you give the information to our server. Most Internet browser software allows the blocking of all cookies or enables you to receive a warning before a cookie is stored. For further information, please refer to your Internet browser software instructions or help screen. Alternatively, information on deleting or controlling cookies is available at www.allaboutcookies.org.

Internet Communications

In order to maintain the security of our systems, protect our staff, record transactions, and, in certain circumstances, to prevent and detect crime or unauthorised activities, the Company reserves the right to monitor all internet communications including web and email traffic into and out of its domains.

Contacting You

In providing your telephone, facsimile number, postal and e-mail address or similar details, you agree that the Company may contact you by these methods to keep you informed about the Company's products and services or for any other reason. If you prefer not to be kept informed of the Company's products and services, please contact the Company by email.

The Company reserves the right to amend its prevailing Data Protection and Privacy Statement at any time and will place any such amendments on this website. This Data Protection and Privacy Statement is not intended to, nor does it, create any contractual rights whatsoever or any other legal rights, nor does it create any obligations on the Company in respect of any other party or on behalf of any party.

Disclaimer

Standard Chartered Capital Ltd. ("the Company") is a fully owned subsidiary company of Standard Chartered Bank, UK. The Information on www.standardcharteredinvestmentsloans.co.in (hereinafter referred to as "Website") may be changed or updated at the sole discretion of the Company and the Company shall not be held responsible for all or any actions that may subsequently result into any loss, damage and or liability due to such changes and/or updation. The Company shall attempt its best endeavors for the accuracy of the information. However, the accuracy of the information provided cannot be guaranteed. The content of the articles and the interpretation of data on the Website are solely the personal views of the contributors and do not in any way reflect the views of the Company. The Company, its Directors, employees, Associates, subsidiaries and/or affiliates expressly disclaims any liability for errors or omission in this information and materials and shall not be liable for any damages whether direct or indirect, incidental, special or consequential including lost revenue or lost profits that may arise from or in connection with the use of the information on the Website. All third parties providing information on the Website warrant that copying, distribution and use of such material from the Website may violate such third party's proprietary rights. The seals and logos of the Company are subject to copyright and may not be used in web pages, electronic, or written publications without the express written permission of the Company. The Company's web pages are maintained by the representatives and employees of the Company. The contents of this website are strictly confidential to the recipient and shall not be copied or reproduced in any form by the user. Further, the company shall not be liable for any misrepresentation, falsification, and deception or for any lack of availability of services through the Website, even if the same are advertised for on the Website.

The Website does not constitute an offer or contract for any services and the user of the Website does not become a client of the Company merely because of the use of the Website. The Company, its Directors, employees, associates, subsidiaries and/or affiliates shall not be responsible for any breach or violation relating to any internal risk management measures adopted by the Company.

No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

In no event will the Company, its Directors, employees, Associates, subsidiaries and/or affiliates be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with the use of the Website or inability to use the same by any party, or in connection with any failure of performance, interruption, defect, delay in operation or transmission or line or system failure, even if the Company, its Directors, employees, Associates, subsidiaries and/or affiliates, are advised of the possibility of such damages, losses or expenses. Hyperlinks from and to other websites are at your own risk; the content, accuracy, opinions expressed and other links provided by these resources are not investigated, verified, monitored, or endorsed by the Company. The Company, its Directors, employees, associates, subsidiaries and/or affiliates makes no representations whatsoever about other web sites which you may access through the Website. The link to any other web site for any information of the Company is provided for informational purposes only and is not intended for any other purpose. Statements contained within the Website concerning the Company's future prospects are "forward looking statements". There can be no assurance that future results will be achieved and actual results could differ materially from forecasts, estimates and summary information contained in the Website.

The Company, its Directors, employees, Associates, subsidiaries and/or affiliates shall disclaim all responsibilities and accountability on a viewer submitting the content that is infringing or that contains any computer viruses, Trojan horses, communications line failure or other computer programming routines that may damage, detrimentally interfere with or otherwise adversely affect the operation of other computers or surreptitiously intercept or expropriate any system, data or personal information.

The information is not intended to provide professional, investment or any other type of advice or recommendation and does not take into account the particular investment objectives, financial situation or needs of individual recipients. Before acting on any information in this publication/ communication, the recipient must consider whether it is suitable for your particular circumstances and, if appropriate, seek professional advice, including tax advice. The information does not constitute any prediction of likely future movements in rates or prices or any representations that any such future movements will exceed those shown in any illustration. The past performance is not indicative of comparable future results and no representations or warranty is made regarding future performance. The Company is not a legal or tax adviser and is not purporting to provide you with legal or tax advice. If you have any queries as to the legal or tax implications of any investment, you should seek independent legal and/or tax advice.

If any person takes any action based upon this information, the Company shall not be responsible for any loss incurred by such person. Neither the Company, not its directors, employees, agents or representatives, group or associated companies shall be liable for any damages whether direct or indirect, incidental, special or consequential including lost revenue or lost profits that may arise from or in connection with the use of the information.

The Company, its Directors, employees, associates, subsidiaries and/or affiliates shall not be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with the use of this web site or inability to use the same by any party, or in connection with any failure of performance, interruption, defect, delay in operation or transmission or line or system failure, even if the Company, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

Web Content Disclaimer

The data/information contained in these web pages are derived from external sources and Standard Chartered Capital Ltd. ("the Company") does not take any responsibility in respect of the correctness and accuracy of the said contents. The linked pages maintained in relation to the website of the Company are the sole responsibility of the users who have chosen to make information publicly available on the web. These pages and the opinions or information contained within are the creation of external parties and do not necessarily reflect the opinions of the Company.