Empowering People & Businesses

is Cluster Chief Executive Officer, India and South Asia markets (Bangladesh, Nepal, and Sri Lanka).

In a career spanning over 31 years, she has worked across all areas of banking ranging from wholesale banking, agri-finance, corporate finance, corporate planning, investment banking and credit.

She was selected as one of the Top 30 most powerful women in Indian business by Business Today seven times and features in the coveted “BT Hall of Fame” for being a consistent performer.

She features in the 50 most powerful woman in business listing by Fortune India in 2021. Business World has listed her among the 50 Most Influential Women in India.

She has also been recognized for “Outstanding Contribution toward Banking and Financial Services” for 2017-18 by the Ladies’ wing of IMC Chamber of Commerce and Industry.

Zarin features in “Top 100 Most Influential BFSI Leaders” released by the World BFSI Congress and Awards.

A rank holder in Chartered Accountancy, Zarin has also won the President’s gold medal, topping the all India Company Secretary exams.

She has also been conferred the CA Business Achiever award by the Institute of Chartered Accountants of India.

Prior to Standard Chartered, Zarin worked at ICICI Bank, where she spent 26 years of her career, starting out as a management trainee, eventually becoming President and Head of the Wholesale Banking business.

She has also served on the Board of Directors of key ICICI group companies, ICICI Lombard General Insurance and ICICI Securities; and was also on the board of JSW Steel for almost eight years.

With a distinguished career in the financial industry spanning 24 years, Nirmal brings a wealth of experience and expertise. He has worked in various functions like Secured, Unsecured, Risk and Digital within the banking and NBFC space.

He has held various leadership positions in his previous roles with GE, Standard Chartered Bank and Aditya Birla Finance Limited.

He has spent a decade in Aditya Birla Finance Ltd and was instrumental in setting up various functions like Collections, Fraud Control Unit and entire Retail Business. With his strong leadership experience and business development skills, Nirmal has strengthened channel partnerships, developed strategic alliances and expanded the business presence and distribution points across the country.

Sachin Shah is MD and Head – Strategy, Process, Governance & Subsidiaries for Standard Chartered Bank, India. He is also a member of the Standard Chartered Bank India - Country Management Team.

Sachin has been with Standard Chartered Bank for over 22 years and has held numerous senior positions across Business, Credit & Operations. He has a strong track record in managing complex deals and leading large teams across South Asia markets.

In his current role, Sachin drives the SCB India Strategy along with the South Asia Cluster CEO across various segments and product groups. He also manages Process Effectiveness with a team of six-sigma specialists, responsible for reviewing and simplifying the end-to-end process identified by various units.

As Head of Subsidiaries, he drives the Subsidiary Strategy and Governance and represents SCB on the Board of all the 6 subsidiaries in India.

Sachin has been part of various committees constituted by Indian Banks Association and has a deep understanding of the financial markets and has been instrumental in leading & executing many large and complex transactions in the market across Corporate & Institutional Space.

Mr. Sekhar Mosur is a banking professional with deep and extensive banking and non-banking finance company experience spreading across all facets of banking and lending business spanning 39+ years in the industry.

Experience across the largest public sector bank [State Bank of India (SBI)], Newgen Private Sector Banks (IDBI Bank and Kotak Mahindra Bank), MNC Bank (HSBC) and large NBFC [Aditya Birla Finance Ltd. (ABFL)]. Of the 39 years of experience more than 10 years held in CXO position.

Deep and wide experience in originating lending and liability business across large corporate, mid corporate and SME lending. Credit experience across secured and unsecured lending as well across corporate lending, SME and retail lending. Experience of conceptualising and establishing underwriting standards, credit policies, credit processes and risk management practices.

In ABFL (from December 2011 to March 2022), Mr. Mosur was part of the top management team and instrumental in responsibly scaling up business. He was nominated as an Executive Member of the ALCO, Risk Management Committee, Audit Committee, IT Steering Committee and POSH Committee. He established the Credit Risk Management, Asset Liability Risk Management and Operational Risk Management practices and compliance culture.

Extensive experience in scaling up business, Policy making, Process design and implementation with IDBI Bank (1996 to 2006), Kotak Mahindra Bank (2006 to 2008) & ABFL (2011 to 2022) & MNC experience (2008 to 2011) with HSBC.

Formative years (1983 to 1996) with SBI leading to extensive understanding of lending, international banking, liabilities business and operations having joined the bank as a probationary officer in 1983.

Mr. Sekhar Mosur is a post - graduate in Commerce from Delhi University and has completed ICWA. He is a Certified Associate Member of the Indian Institute of Bankers (CAIIB).

Dhananjaya Tambe was the Deputy Managing Director & CIO of State Bank of India, India's largest bank, from April 2018 till November 2020. He joined the Bank in 1987 and moved to the IT vertical in 2009 for leading the Integrated Payment Hub Project. In 2011, he became the head of Internet Banking. From 2013 to 2014, he served as General Manager, first of Payment Systems and then of IT-Infrastructure. In 2015, Mr. Tambe was elevated to the rank of Chief General Manager for IT - Operations and later for IT - Transformation, Collaboration and Marketing.

Mr. Tambe was CEO of C-Edge Technologies Ltd. till April 2022. C-Edge is a TCS-SBI joint venture which provides banking technology services to over 200 banks, including CBS services to over 170 banks on a SaaS model. Banks served by C-Edge include Regional Rural Banks, Urban Cooperative Banks, District Central Cooperative Banks and a few private, public sector and foreign banks.

In the past, Mr. Tambe has been associated with the following companies/banks:

Currently, Mr Tambe is a director on the board of some companies, consultant with some other companies and also advises clients as an Independent Consultant.

Mr Tambe is M.Sc., CAIIB, PGDFM and PMP.

With a distinguished career in the financial industry spanning 24 years, Nirmal brings a wealth of experience and expertise. He has worked in various functions like Secured, Unsecured, Risk and Digital within the banking and NBFC space.

He has held various leadership positions in his previous roles with GE, Standard Chartered Bank and Aditya Birla Finance Limited.

He has spent a decade in Aditya Birla Finance Ltd and was instrumental in setting up various functions like Collections, Fraud Control Unit and entire Retail Business. With his strong leadership experience and business development skills, Nirmal has strengthened channel partnerships, developed strategic alliances and expanded the business presence and distribution points across the country.

Managed various aspects of risk management including developing frameworks for Risk Approval, Early Warning System and Credit policy along with the experience of managing credit risks in corporate banking and retail mortgages.

Also set up and managed Credit Mid office, Credit & Portfolio Monitoring, Property valuations and Risk Containment units.

Previously, I was with L&T Finance as Head Risk Real Estate Finance, & Head Credit Real Estate & Retail Mortgages.

Prior to that I have handled role of Head Risk for CRE business in SCB, Head of Credit and Monitoring in ICICI Bank Real Estate, various roles in credit and business in Retail Mortgages in ICICI Bank.

Qualification – BE Electrical & MBA Finance Work Experience – 24 years
Organisations - ICICI Bank, L&T Finance, Standard Chartered Bank, Gruh Finance

Qualified Chartered Accountant and Company Secretary with over 18 years of experience in BFSI sector. Core expertise in handling Compliance, Risk Management, Operations, Audit across NBFC, Banking, Mutual Fund and Broking sector.

Joined Standard Chartered Capital Limited in November 2022. Previously was part of HSBC Group handling different profiles in Compliance like Retail Advisory, Investigations, Heading NBFC Compliance.

Richa Shah is a qualified Company Secretary and Lawyer with over 12 years of experience in Company Secretarial and Compliance activities.

Richa is associated with SC Capital since January 2021. Prior to joining SC Capital, Richa has worked with KKR & Co. Inc., Bharti AXA General Insurance Limited and TMF Services India Private Limited.

During her tenure of 7.5 years with TMF Services India Private Limited she was heading the Company Secretarial and Compliance portfolio of 35+ foreign subsidiaries.

Her core areas of competence are in Companies Act, 2013, NBFC Compliance, SEBI Laws and FEMA Regulations.