Standard Chartered Capital Limited
Loan Against Securities
Increase liquidity without liquidation of current investments. A line of credit facilitating HNI/ UHNI clients to raise funds against marketable securities owned by them for personal/ business needs or implement investment plans while continuing to enjoy the benefits.
One of the biggest benefits of Loan against Securities is that Interest is only payable on utilisation, making loan against securities an economical credit line.
It’s easy to unlock your potential with loan against securities through simple documentation and servicing. Borrower can get Instant access of funds up to ₹ 20 crores while continuing to earn return against financial assets.
Product structured to meet the specific requirement of High net worth (HNW) clients and the UHNW clients. If average transaction size is large and dedicated relationship manager assigned for the tailored requirements.
Success Factors
Quality of advice and structuring
ascertaining risk appetite
Suite of products
| Schedule of fees and Charges | Details |
|---|---|
| Cheque/ECS/SI/ NACH bounce charges | INR 550 plus applicable taxes on each bouncing |
| Penal Charge on Overdue Interest | 24% per annum plus applicable taxes |
| Penal Charge in case of failure to enter into the documents as required by SC CAPITAL | Rs. 10,000/- plus applicable taxes |
Loan Against Securities is a financial instrument offered by SC Capital that helps you to raise funds against your investments.
SC capital has its approved list of securities and it lends only against those securities. LAS can be avail against approved list of shares/mutual funds/bonds. Further list of approved securities can be amended time to time at SC capital 's discretion.
Yes, this is a unique feature of Loan Against Securities. You will enjoy all the benefits like dividend, bonus, etc, while your shares/mutual fund/bonds are pledged in favour of SC capital for loan purpose.
The portfolio will be valued on daily basis.
Yes, you can release pledged securities after payment of loan amount to the effect that the margin is maintained as per requirement for balance loan outstanding.
Loan can be used for personal reason or business purpose, which is to be declared to SC capital from time to time.
For Self Employed Individual/Professional 
For Self Employed Non Individual